Acceptare Logo
DPIIT Recognized • ISO 9001:2015

Next-Gen 
Fintech 
& 
Custom 
Software 
Solutions 

Empowering enterprises and startups with high-throughput banking APIs, resilient microservices, AEPS portals, and bespoke digital platforms engineered for massive scale.

500+
Enterprise Clients
99.9%
API Uptime SLA
600+
Projects Delivered
24/7
Tech Support
01 / 04
PRODUCTION-PROVEN TECH STACK & FINTECH PROTOCOLS
Next.js 15Full-Stack
React 19Frontend
TypeScriptLanguage
Python / DjangoBackend
Node.jsRuntime
PostgreSQLDatabase
Redis In-MemoryCaching
AWS CloudDevOps
Docker & K8sContainers
Flutter Cross-AppMobile
Android NativeMobile
Apple SwiftiOS
Next.js 15Full-Stack
React 19Frontend
TypeScriptLanguage
Python / DjangoBackend
Node.jsRuntime
PostgreSQLDatabase
Redis In-MemoryCaching
AWS CloudDevOps
Docker & K8sContainers
Flutter Cross-AppMobile
Android NativeMobile
Apple SwiftiOS
Next.js 15Full-Stack
React 19Frontend
TypeScriptLanguage
Python / DjangoBackend
Node.jsRuntime
PostgreSQLDatabase
Redis In-MemoryCaching
AWS CloudDevOps
Docker & K8sContainers
Flutter Cross-AppMobile
Android NativeMobile
Apple SwiftiOS
Next.js 15Full-Stack
React 19Frontend
TypeScriptLanguage
Python / DjangoBackend
Node.jsRuntime
PostgreSQLDatabase
Redis In-MemoryCaching
AWS CloudDevOps
Docker & K8sContainers
Flutter Cross-AppMobile
Android NativeMobile
Apple SwiftiOS
NPCI AEPS SwitchBiometric Banking
IMPS / NEFT Fast RouteInstant Transfer
BBPS Utility EngineNational Bill Pay
UIDAI Aadhaar 2.0Biometric KYC
Micro-ATM POS SwitchCash-In / Cash-Out
AES-256 HSM EncryptionBank-Grade Crypt
UPI 2.0 & AutoPayRecurring Gateway
NSDL / UTI PAN GatewayIdentity Verify
Sub-Second MicroservicesHigh Bandwidth
Event-Driven LedgerZero-Loss Audit
NPCI AEPS SwitchBiometric Banking
IMPS / NEFT Fast RouteInstant Transfer
BBPS Utility EngineNational Bill Pay
UIDAI Aadhaar 2.0Biometric KYC
Micro-ATM POS SwitchCash-In / Cash-Out
AES-256 HSM EncryptionBank-Grade Crypt
UPI 2.0 & AutoPayRecurring Gateway
NSDL / UTI PAN GatewayIdentity Verify
Sub-Second MicroservicesHigh Bandwidth
Event-Driven LedgerZero-Loss Audit
NPCI AEPS SwitchBiometric Banking
IMPS / NEFT Fast RouteInstant Transfer
BBPS Utility EngineNational Bill Pay
UIDAI Aadhaar 2.0Biometric KYC
Micro-ATM POS SwitchCash-In / Cash-Out
AES-256 HSM EncryptionBank-Grade Crypt
UPI 2.0 & AutoPayRecurring Gateway
NSDL / UTI PAN GatewayIdentity Verify
Sub-Second MicroservicesHigh Bandwidth
Event-Driven LedgerZero-Loss Audit
NPCI AEPS SwitchBiometric Banking
IMPS / NEFT Fast RouteInstant Transfer
BBPS Utility EngineNational Bill Pay
UIDAI Aadhaar 2.0Biometric KYC
Micro-ATM POS SwitchCash-In / Cash-Out
AES-256 HSM EncryptionBank-Grade Crypt
UPI 2.0 & AutoPayRecurring Gateway
NSDL / UTI PAN GatewayIdentity Verify
Sub-Second MicroservicesHigh Bandwidth
Event-Driven LedgerZero-Loss Audit
ABOUT ACCEPTARE TECHNOLOGIES

Architecting 
Next-Gen 
Fintech 
& 
Enterprise 
Digital 
Infrastructure 

Acceptare Technology Private Limited is a premier technology and fintech software solutions provider. Recognized by the Department for Promotion of Industry and Internal Trade (DPIIT), we engineer mission-critical digital products that empower banks, fintech startups, enterprises, and retailers across the nation.

From Aadhaar-Enabled Payment Systems (AEPS) and Micro-ATMs to bespoke enterprise web applications, mobile platforms, and automated workflow suites—we deliver bank-grade security, lightning-fast transaction settlement, and scalable microservices.

Bank-Grade Encryption

AES-256 compliant architecture ensuring end-to-end security across financial transactions.

PCI-DSS / RBI Ready

High-Throughput APIs

Robust microservices supporting millions of AEPS, DMT, and payment calls daily.

< 45ms Latency

DPIIT Certified Startup

Official recognition by the Government of India & recipient of Bihar Udyami Award.

Startup India

24/7 Dedicated SLA

Round-the-clock enterprise support engineers guaranteeing 99.9% operational uptime.

Active Support
Acceptare Technology Workspace and Team
Patna R&D Center & Noida HubLIVE OPERATIONS
6+
Years of Excellence
600+ Projects Delivered
INTERACTIVE ARCHITECTURE VISUALIZER

Bank-Grade 
Switching 
Engine 
& 
Cloud 
Infrastructure 

See how Acceptare processes high-concurrency financial transactions, automated ledgers, and secure cloud applications in real-time.

Aadhaar Enabled Payment (AEPS)

NPCI & UIDAI Compliant

Biometric cash withdrawal, mini statements, and balance enquiry with sub-second NPCI switching.

Avg Latency
38ms
Success Rate
99.85%
STEP 01 • Input Device

Micro-ATM / Biometric Scanner

Mantra, Morpho, Startek RD service captures Aadhaar biometric payload.

Active & Verified
STEP 02 • Switch Gateway

Acceptare Dynamic Switch

Payload decryption, dynamic bank routing, and instant fraud check.

Active & Verified
STEP 03 • Clearing House

NPCI & UIDAI Gateway

Aadhaar authentication & interbank biometric clearing.

Active & Verified
STEP 04 • Settlement

Core Banking & Instant Wallet

Bank account debited, retailer wallet credited instantly with commission.

Active & Verified
Supported on Android, Web & POS terminals
Dynamic failover between multiple bank switches
Instant real-time retailer commission credit
Zero ledger discrepancies with auto-reconciliation
Compliant with RBI Digital Payment Guidelines & ISO 9001:2015 Standards
COMPREHENSIVE SERVICES

Engineered 
for 
Scalability, 
Security 
& 
Speed 

From bank-grade fintech APIs to enterprise-grade web and mobile applications, explore our specialized solutions designed to power high-growth businesses.

Fintech PlatformPopular

B2B Admin Portal & Engine

Enterprise portal designed for master distributors, retailers, and agent networks with dynamic ledgering.

  • Multi-tier commission structure
  • Automated wallet settlement
  • Real-time transaction tracking
Explore Details
Banking APIHigh Demand

AEPS API (Aadhaar Payments)

NPCI-compliant Aadhaar Enabled Payment System for biometric cash withdrawal, balance enquiry, and mini statements.

  • Biometric fingerprint auth
  • 99.8% transaction success rate
  • Instant merchant settlement
Explore Details
Money Transfer

Domestic Money Transfer (DMT)

Robust, bank-grade IMPS and NEFT fund transfer API delivering instant routing across all major Indian banks.

  • Instant IMPS / NEFT settlement
  • Beneficiary name verification
  • Fail-safe retry engine
Explore Details
Custom EngineeringCore Service

Custom Web & SaaS Development

Full-cycle bespoke web application engineering built with Next.js, React, Node.js, and Python microservices.

  • High-speed responsive architecture
  • Enterprise database design
  • SEO & conversion optimized
Explore Details
Mobile Apps

Android & iOS App Development

High-performance native and cross-platform mobile apps built with Flutter, React Native, Kotlin, and Swift.

  • Biometric login & push alerts
  • Offline caching capability
  • Play Store & App Store approval
Explore Details
Travel Tech

Next-Gen Travel Booking Engine

Comprehensive B2B & B2C travel portals integrating flight, hotel, and bus booking APIs with automated markups.

  • GDS & LCC API integrations
  • Dynamic markup & coupon engine
  • Multi-currency payment gateway
Explore Details
Utility & BBPS

Multi-Recharge & BBPS API

Seamless API gateway for mobile recharges, DTH, electricity, fastag, water bills, and municipal utilities.

  • All telecom operators supported
  • Instant operator confirmation
  • High operator commissions
Explore Details
Digital Growth

SEO & Growth Marketing

Data-driven organic search engine optimization and PPC marketing strategies engineered to scale ROI.

  • Technical SEO & speed audit
  • High-intent keyword rankings
  • Transparent analytics dashboard
Explore Details

Need a Custom API or Enterprise Software Solution?

Our architects will analyze your technical specifications and provide a custom delivery roadmap.

Talk to an Architect
PROVEN TRACK RECORD

Measurable 
Impact 
Delivered 
at 
Enterprise 
Scale 

Our numbers reflect our dedication to rock-solid infrastructure, customer trust, and uncompromising code quality across India and abroad.

METRIC 01
0+

Satisfied Clients

National banks, NBFCs, fintech startups, and enterprise retailers.

Verified Metric✓ Active
METRIC 02
0+

Projects Delivered

Fintech APIs, custom software suites, and scalable mobile apps.

Verified Metric✓ Active
METRIC 03
0.9%

Uptime & 24/7 SLA

Round-the-clock enterprise support and monitored infrastructure.

Verified Metric✓ Active
METRIC 04
0+

Elite Engineers

Full-stack developers, AI researchers, and fintech architects.

Verified Metric✓ Active
INDUSTRY RECOGNITION & CERTIFICATIONS

Recognized 
Excellence 
& 
Government 
Accreditations 

4.9 / 5.0from 450+ verified enterprise client reviews
ISO 9001:2015 Certified
Quality Management

ISO 9001:2015 Certified

DPIIT Recognized Startup
Govt of India

DPIIT Recognized Startup

Bihar Change Maker Award
Innovation 2023

Bihar Change Maker Award

Fintech Showcase Excellence
Banking API Tech

Fintech Showcase Excellence

Bihar Udyami Award 2025
Entrepreneurship

Bihar Udyami Award 2025

ISO 9001:2015 Certified
Quality Management

ISO 9001:2015 Certified

DPIIT Recognized Startup
Govt of India

DPIIT Recognized Startup

Bihar Change Maker Award
Innovation 2023

Bihar Change Maker Award

Fintech Showcase Excellence
Banking API Tech

Fintech Showcase Excellence

Bihar Udyami Award 2025
Entrepreneurship

Bihar Udyami Award 2025

ISO 9001:2015 Certified
Quality Management

ISO 9001:2015 Certified

DPIIT Recognized Startup
Govt of India

DPIIT Recognized Startup

Bihar Change Maker Award
Innovation 2023

Bihar Change Maker Award

Fintech Showcase Excellence
Banking API Tech

Fintech Showcase Excellence

Bihar Udyami Award 2025
Entrepreneurship

Bihar Udyami Award 2025

ISO 9001:2015 Certified
Quality Management

ISO 9001:2015 Certified

DPIIT Recognized Startup
Govt of India

DPIIT Recognized Startup

Bihar Change Maker Award
Innovation 2023

Bihar Change Maker Award

Fintech Showcase Excellence
Banking API Tech

Fintech Showcase Excellence

Bihar Udyami Award 2025
Entrepreneurship

Bihar Udyami Award 2025

TRUSTED PARTNER & GATEWAY INTEGRATIONS
Strategic Partner
Fintech Partner
Banking Network
Payment Aggregator
Telecom & BBPS Gateway
Enterprise Cloud Partner
Strategic Partner
Fintech Partner
Banking Network
Payment Aggregator
Telecom & BBPS Gateway
Enterprise Cloud Partner
Strategic Partner
Fintech Partner
Banking Network
Payment Aggregator
Telecom & BBPS Gateway
Enterprise Cloud Partner
Strategic Partner
Fintech Partner
Banking Network
Payment Aggregator
Telecom & BBPS Gateway
Enterprise Cloud Partner
CLIENT TESTIMONIALS

Trusted 
by 
Industry 
Leaders 
& 
Fast-Growing 
Enterprises 

Discover how our custom fintech architectures, software engineering, and dedicated support teams accelerate real business outcomes.

Fintech & AEPS Portal

"Acceptare built our complete B2B fintech portal and AEPS integration. Transaction success rates consistently exceed 99.8% and our nationwide retailer network expanded 4x within 6 months. Their microservices architecture is bulletproof."

Rajesh Sharma

Rajesh Sharma

Verified Client

Director, FinTech Horizon India

Enterprise Logistics ERP

"Their custom logistics ERP and cross-platform mobile application streamlined our multi-state tracking and dispatch operations. Unmatched engineering discipline, clean code, and proactive 24/7 developer support."

Sunita Verma

Sunita Verma

Verified Client

VP of Technology, Apex Express Logistics

Banking & DMT APIs

"From sandbox testing to live production in under two weeks. The Aadhaar verification, PAN verification, and DMT APIs have processed tens of millions of rupees with zero platform downtime. A true fintech powerhouse."

Amitav Mukherjee

Amitav Mukherjee

Verified Client

CTO, PayFast India Solutions

Travel Booking Engine

"Acceptare’s engineering team delivered a high-throughput travel portal and GDS flight booking engine ahead of schedule. Truly one of the finest DPIIT-recognized software enterprises in the country."

Dr. K. Ramanathan

Dr. K. Ramanathan

Verified Client

Founder & CEO, Skylink Tours & Tech

Neo-Banking Platform

"Migrating to Acceptare's micro-ATM and neo-banking architecture simplified our cooperative banking reach across 50+ branches. Field agents are delighted with the instant settlement and intuitive mobile UX."

Priya Nair

Priya Nair

Verified Client

Head of Digital, Bharat Co-op Bank

Fintech & AEPS Portal

"Acceptare built our complete B2B fintech portal and AEPS integration. Transaction success rates consistently exceed 99.8% and our nationwide retailer network expanded 4x within 6 months. Their microservices architecture is bulletproof."

Rajesh Sharma

Rajesh Sharma

Verified Client

Director, FinTech Horizon India

Enterprise Logistics ERP

"Their custom logistics ERP and cross-platform mobile application streamlined our multi-state tracking and dispatch operations. Unmatched engineering discipline, clean code, and proactive 24/7 developer support."

Sunita Verma

Sunita Verma

Verified Client

VP of Technology, Apex Express Logistics

Banking & DMT APIs

"From sandbox testing to live production in under two weeks. The Aadhaar verification, PAN verification, and DMT APIs have processed tens of millions of rupees with zero platform downtime. A true fintech powerhouse."

Amitav Mukherjee

Amitav Mukherjee

Verified Client

CTO, PayFast India Solutions

Travel Booking Engine

"Acceptare’s engineering team delivered a high-throughput travel portal and GDS flight booking engine ahead of schedule. Truly one of the finest DPIIT-recognized software enterprises in the country."

Dr. K. Ramanathan

Dr. K. Ramanathan

Verified Client

Founder & CEO, Skylink Tours & Tech

Neo-Banking Platform

"Migrating to Acceptare's micro-ATM and neo-banking architecture simplified our cooperative banking reach across 50+ branches. Field agents are delighted with the instant settlement and intuitive mobile UX."

Priya Nair

Priya Nair

Verified Client

Head of Digital, Bharat Co-op Bank

Fintech & AEPS Portal

"Acceptare built our complete B2B fintech portal and AEPS integration. Transaction success rates consistently exceed 99.8% and our nationwide retailer network expanded 4x within 6 months. Their microservices architecture is bulletproof."

Rajesh Sharma

Rajesh Sharma

Verified Client

Director, FinTech Horizon India

Enterprise Logistics ERP

"Their custom logistics ERP and cross-platform mobile application streamlined our multi-state tracking and dispatch operations. Unmatched engineering discipline, clean code, and proactive 24/7 developer support."

Sunita Verma

Sunita Verma

Verified Client

VP of Technology, Apex Express Logistics

Banking & DMT APIs

"From sandbox testing to live production in under two weeks. The Aadhaar verification, PAN verification, and DMT APIs have processed tens of millions of rupees with zero platform downtime. A true fintech powerhouse."

Amitav Mukherjee

Amitav Mukherjee

Verified Client

CTO, PayFast India Solutions

Travel Booking Engine

"Acceptare’s engineering team delivered a high-throughput travel portal and GDS flight booking engine ahead of schedule. Truly one of the finest DPIIT-recognized software enterprises in the country."

Dr. K. Ramanathan

Dr. K. Ramanathan

Verified Client

Founder & CEO, Skylink Tours & Tech

Neo-Banking Platform

"Migrating to Acceptare's micro-ATM and neo-banking architecture simplified our cooperative banking reach across 50+ branches. Field agents are delighted with the instant settlement and intuitive mobile UX."

Priya Nair

Priya Nair

Verified Client

Head of Digital, Bharat Co-op Bank

Fintech & AEPS Portal

"Acceptare built our complete B2B fintech portal and AEPS integration. Transaction success rates consistently exceed 99.8% and our nationwide retailer network expanded 4x within 6 months. Their microservices architecture is bulletproof."

Rajesh Sharma

Rajesh Sharma

Verified Client

Director, FinTech Horizon India

Enterprise Logistics ERP

"Their custom logistics ERP and cross-platform mobile application streamlined our multi-state tracking and dispatch operations. Unmatched engineering discipline, clean code, and proactive 24/7 developer support."

Sunita Verma

Sunita Verma

Verified Client

VP of Technology, Apex Express Logistics

Banking & DMT APIs

"From sandbox testing to live production in under two weeks. The Aadhaar verification, PAN verification, and DMT APIs have processed tens of millions of rupees with zero platform downtime. A true fintech powerhouse."

Amitav Mukherjee

Amitav Mukherjee

Verified Client

CTO, PayFast India Solutions

Travel Booking Engine

"Acceptare’s engineering team delivered a high-throughput travel portal and GDS flight booking engine ahead of schedule. Truly one of the finest DPIIT-recognized software enterprises in the country."

Dr. K. Ramanathan

Dr. K. Ramanathan

Verified Client

Founder & CEO, Skylink Tours & Tech

Neo-Banking Platform

"Migrating to Acceptare's micro-ATM and neo-banking architecture simplified our cooperative banking reach across 50+ branches. Field agents are delighted with the instant settlement and intuitive mobile UX."

Priya Nair

Priya Nair

Verified Client

Head of Digital, Bharat Co-op Bank

LEADERSHIP & ENGINEERING

Meet 
the 
Minds 
Behind 
Acceptare 
Technologies 

Our multi-disciplinary team brings together visionary leadership, deep fintech expertise, and rigorous engineering to deliver state-of-the-art software.

Md Saiyad Ali

Md Saiyad Ali

Executive Member
Founder & CEO

Fintech Strategy & Leadership

Leads Acceptare's vision, architecting cutting-edge fintech ecosystems, banking APIs, and scalable digital transformation strategies for high-growth enterprises.

Nithya Reddy

Nithya Reddy

Executive Member
AI & Data Scientist Lead

Machine Learning & Automation

Directs intelligent automation, NLP, and machine learning pipelines, building high-impact data models and AI-driven decision engines.

Owais Imam

Owais Imam

Executive Member
Senior Software Developer

Backend Architecture & APIs

Over 4+ years architecting high-throughput microservices, banking gateways, Python/Django backends, and robust cloud data solutions.

Abhishek Kumar

Abhishek Kumar

Executive Member
Senior Project Manager

Agile & Delivery Management

Ensures seamless sprint execution, client communication, and on-time delivery across complex fintech, web, and mobile software applications.

Passionate about building fintech software and AI products? Explore Open Careers at Acceptare →

GET IN TOUCH WITH AN ARCHITECT

Schedule 
a 
Consultation 
with 
Our 
Engineering 
Team 

Have a question about our fintech switching APIs, custom mobile apps, or enterprise SaaS solutions? Our team typically responds within 24 hours.

Send an Inquiry

Fill out the technical scope or business requirement below to receive a formal demo or estimate.

Direct Hotline

Mon - Sat (9:30 AM - 6:30 PM IST)

+91-9241032054

Dedicated Email Channels

Sales & Licensingsales@acceptare.co.in
Technical Support & SLAsupport@acceptare.co.in
Corporate Office Address
1st Floor, Acceptare Technology, near Shri Ram Janki Mandir, Golapar, Danapur, Patna, Bihar 801503
Registered Company Address
Bharihar, Singhia, Samastipur, Bihar, India - 848209
DPIIT Recognized #DIPP12480 • ISO 9001:2015